First, insurance is a repayment of a random loss. The timing or occurrence of the loss must be

uncertain. For example, you can't know your house is going to be destroyed in three weeks by a

demolotion team and still get home owner's insurance.


http://insuranceguidances.com/universal_life_insurance.html

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May all slimebag spammers, like this jackass, quickly go to meet the darkest denizens of Manly's version of Hell.

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Jayman, I appreciate your support! Due to being waaaay too busy I've shamefully neglected the website and this forum. Usually I just delete this stuff, but since you've put a nice rejoinder, I think I'll let it stand.